Backtest classic lazy portfolios.
The lazy and factor portfolios you've read about — 3-Fund, Golden Butterfly, All Weather, Permanent Portfolio — backtested against historical data. Configure the weights, pick your tickers, hit run, and see the full story: long-run returns, Monte Carlo projections, and worst-case drawdowns.
3-Fund Bogleheads Portfolio for Canadians
The lazy-investing canon — broad domestic, US, international, and bond index ETFs — adapted with a Canadian home-equity sleeve and CAD-listed defaults. Up to 10 assets, fully tunable weights, annual rebalancing. Backtest window starts 2014.
Ben Felix Five-Factor Portfolio for Canadians
The evidence-based, 100%-equity portfolio popularized by Canadian PM Ben Felix — a globally diversified market-cap core tilted toward small-cap value and profitability via Avantis funds. Backtest window starts 2019 (when the Avantis sleeves launched).
Golden Butterfly Portfolio
Tyler's five-way, equal-weight portfolio — US stocks, small-cap value, long & short Treasuries, and gold — built to hold up across every economic season, with a return tilt the Permanent Portfolio lacks. US-listed; backtest from 2005.
Ray Dalio All Weather Portfolio
Ray Dalio's risk-balanced "all seasons" allocation — 30% stocks, 55% Treasuries, and 15% in gold and commodities — designed to spread risk across every economic environment rather than bet on one. US-listed; backtest from 2006.
Harry Browne's Permanent Portfolio
Harry Browne's deliberately simple four-way split — 25% each in US stocks, long-term Treasuries, gold, and cash — one asset for each economic climate, built for capital preservation through anything. US-listed; backtest from 2007.
Golden Butterfly — Canadian ETF Recreation
Tyler's five-way, equal-weight design rebuilt with Canadian-listed ETFs, in CAD. A couple of sleeves are close approximations — there's no CAD small-cap value fund, so it uses small-cap blend. Backtest from ~2013.
All Weather — Canadian ETF Recreation
Ray Dalio's risk-balanced "all seasons" mix rebuilt with Canadian-listed ETFs, in CAD, folding the commodity sleeve into gold (no CAD broad-commodity ETF exists). Backtest from ~2013.
Permanent Portfolio — Canadian ETF Recreation
Harry Browne's equal four-way split rebuilt with Canadian-listed ETFs, in CAD — Canadian long bonds stand in for US Treasuries and a money-market fund for T-bills. Backtest from ~2013.
More portfolios on the way
60/40, Coffeehouse, and Canadian Couch Potato are queued. Want a specific one prioritized? Send a note via the contact form.
In the works